NLU Meghalaya Library

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Pensions and legal policy : lessons on the shift from public to private / Amanda Cooke.

By: Material type: TextPublisher: Oxford, UK ; Hart Publishing, an imprint of Bloomsbury Publishing, 2020Distributor: [London, England] : Bloomsbury Publishing, 2020Edition: First editionDescription: 1 online resource (272 pages)Content type:
  • text
Media type:
  • computer
Carrier type:
  • online resource
ISBN:
  • 9781509929405
Subject(s): Genre/Form: Additional physical formats: Print version:: No titleDDC classification:
  • 344.4101/252 23
LOC classification:
  • KD3131 .C66 2020eb
Online resources: Available additional physical forms:
  • Also published in print.
Contents:
An introduction to the work -- Introduction of auto-enrolment to the UK -- Legal paternalism and the auto-enrolment regime -- The role of behavioural economics in legal intervention -- Empirical research findings -- Unintended consequences : remedies.
Summary: "This monograph explores the historical position of pensions law in the UK and the recent influences which have led to the introduction of auto-enrolment and subsequent reforms. Alternative models, such as the US and Australia are also considered as well as the function of law in bringing about political changes. The question of saving for retirement is of national and international importance and many governments are wrestling with the issue of how to deal with the pension funding crisis. Consequently political policy has, in many cases, combined with behavioural science to inform new laws which have acted to shift the burden from the state into the private sector. Around the world responsibility is being moved onto individuals and employers as the state retreats from provision of state support in retirement; this book offers a sophisticated analysis of the role of legal intervention to facilitate this shift. The book explores the work of behavioural economics, its global influence on understanding financial decision making and its application to legislation which seeks to influence consumer outcomes. Drawing on qualitative empirical research to explore the experience of implementation of Auto-Enrolment, this timely work considers the interaction with the work of behavioural science to highlight the social costs of the new regulatory regime"-- Provided by publisher.
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Includes bibliographical references and index.

An introduction to the work -- Introduction of auto-enrolment to the UK -- Legal paternalism and the auto-enrolment regime -- The role of behavioural economics in legal intervention -- Empirical research findings -- Unintended consequences : remedies.

Abstract freely available; full-text restricted to individual document purchasers.

"This monograph explores the historical position of pensions law in the UK and the recent influences which have led to the introduction of auto-enrolment and subsequent reforms. Alternative models, such as the US and Australia are also considered as well as the function of law in bringing about political changes. The question of saving for retirement is of national and international importance and many governments are wrestling with the issue of how to deal with the pension funding crisis. Consequently political policy has, in many cases, combined with behavioural science to inform new laws which have acted to shift the burden from the state into the private sector. Around the world responsibility is being moved onto individuals and employers as the state retreats from provision of state support in retirement; this book offers a sophisticated analysis of the role of legal intervention to facilitate this shift. The book explores the work of behavioural economics, its global influence on understanding financial decision making and its application to legislation which seeks to influence consumer outcomes. Drawing on qualitative empirical research to explore the experience of implementation of Auto-Enrolment, this timely work considers the interaction with the work of behavioural science to highlight the social costs of the new regulatory regime"-- Provided by publisher.

Also published in print.

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Mode of access: World Wide Web.

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