TY  - BOOK
AU  - Abrahams,Clark R.
AU  - Zhang,Mingyuan
TI  - Credit risk assessment: the new lending system for borrowers, lenders, and investors 
T2  - Wiley & SAS business series
SN  - 9781119202769
AV  - HG3751 .A27 2009eb
U1  - 332.7 22
PY  - 2009///
CY  - Hoboken, N.J.
PB  - Wiley
KW  - Credit
KW  - Management
KW  - Consumer credit
KW  - Bank loans
KW  - Risk management
KW  - Risk Management
KW  - Cr�edit
KW  - Gestion
KW  - Cr�edit �a la consommation
KW  - Pr�ets bancaires
KW  - Gestion du risque
KW  - risk management
KW  - aat
KW  - BUSINESS & ECONOMICS
KW  - Finance
KW  - bisacsh
KW  - fast
KW  - Kredietverzekering
KW  - gtt
KW  - Risicobeheersing
KW  - Leningen
N1  - Includes bibliographical references and index; Unpacking the financial crisis -- The case for a comprehensive credit assessment framework -- The lender and the underwriting gap -- The borrower and loan affordability -- The investor and financial innovation -- Crisis intervention and prevention
N2  - Clark and Mingyuan start with an insightful and comprehensive description of how market participants contributed to the current crisis in the residential mortgage markets and the root causes of the crisis. They then proceed to develop a new residential mortgage lending system that can fix our broken markets because it addresses the root causes. The most impressive attributes of their new system is its commonsense return to the basics of traditional underwriting, combined with factors based on expert judgment and statistics and forward-looking attributes
UR  - https://onlinelibrary.wiley.com/doi/book/10.1002/9781119202769
ER  -