Economics of the mortgage market : perspectives on household decision making / David Leece.
Material type:
- text
- computer
- online resource
- 9780470694022
- 0470694025
- 9780470693230
- 0470693231
- 1281312002
- 9781281312006
- 9781405114615
- 1405114614
- 332.7/22 22
- HG2040.15 .L44 2004eb
"RICS Foundation"--Cover
Includes bibliographical references (pages 235-252) and index.
An introduction to mortgage market economics -- The demand for mortgage finance : theory -- The demand for mortgage finance : empirical evidence -- The "tilt", mortgage designs, and the amortisation of debt -- Rationing, mortgage market adjustment, and separating equilibrium -- Credit rationing, mortgage market adjustment, and separating equilibrium : empirical evidence -- The households choice of mortgage design : theory -- The household's choice of mortgage design : theory -- The risky mortgage contract and embedded options : mortgage valuation and household behaviour -- Prepayment and default behaviour : empirical evidence -- Conclusion : the "field" of mortgage market economics.
The analysis of the mortgage market is a specialised field but examines a financial market with extremely wide-ranging implications; it affects the stability of the whole economy. The key thing about this analysis is the increasing importance of the secondary mortgage market - which in the US is now several times larger than the market for government debt. The UK secondary mortgage market is also growing and the book will provide a timely resource to those active and interested in this important financial market. The 1990s saw an enormous growth of mortgage market analysis as an academic subje.
Print version record.
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